Impact Brokers

About Us

Ethical Finance With Purpose

At Impact Brokers, we believe finance can be a force for good. We exist to bridge the gap between values and growth, helping families and businesses access funding that supports their vision, not compromises it.

Our mission is to provide credit assistance that genuinely serves your best interests, aligns with your ethics, and creates positive outcomes for you, your community, and the planet.

Meet Our Founder

Hi, I’m Yasmine. Over 20 years in banking, credit, risk and leadership taught me this: people make the difference. I launched Impact Brokers to help people like you who are purpose-driven, intentional, and seeking more meaning in how you borrow, invest and grow.

I’ve worked across every part of Australia’s finance industry, from retail banking and credit analysis to executive leadership and the ownership of a national, award-winning finance firm. Through these experiences, I’ve seen how the right financial structure can not only build wealth but create stability, opportunity and lasting impact.

In 2020, I founded the Women’s Commercial Finance Forum to connect and empower women across the finance sector. What began as a small network grew to more than 1,100 members nationwide before transitioning to the Finance Brokers Association of Australia in 2023, where it continues to thrive today.

At Impact Brokers, I now work with purpose-led businesses, families and individuals to create ethical lending strategies that align with their goals and values. Whether you’re growing a business, refinancing your home or investing for the future, my goal is to make finance feel calm, clear and achievable.

I believe in collaboration and clarity. I work closely with accountants, advisers and my clients to simplify complex financial challenges, build confidence and turn goals into actionable plans that make a real difference.

Why Purpose-Aligned Clients Choose Us

We support purpose-driven businesses, social enterprises and everyday Australians seeking values-aligned finance. From first-home buyers to impact founders and NDIS providers, we listen first and tailor lending strategies that serve your goals, community and planet.

Transparency & Conflicts of Interest

If we identify any conflict of interest when providing credit assistance to you, we are legally required to prioritise your interests over our own or those of any related parties.

We will:

Where ownership structures or commercial ties have the potential to affect our credit assistance, we will inform you upfront.

Why We Exist

Many people are ready to build something bigger – a business, a legacy, a new chapter – but the financial system is confusing, inconsistent, and often unaligned with their values.

We exist to change that. We are here for the considered decision-makers. The status quo challengers. The legacy builders.

We are here to help everyone, including:

Purpose-led business owners who want to grow without giving up control
Impact-focused organisations navigating grants, debt, or cash flow dilemmas
Faith led families seeking finance options aligned to their beliefs
Founders who want a finance partner - not a salesperson

Our Commitment to ESG and the SDGs

Impact Brokers actively aligns our work with five Sustainable Development Goals (SDGs):

Decent Work & Economic Growth

by helping SMEs and sole traders access ethical funding to grow sustainable livelihoods

Reduced Inequalities

by supporting women-led businesses, First Nations entrepreneurs, and culturally diverse clients through inclusive lending

Responsible Consumption and Production

by filtering out unethical lenders and promoting values-aligned banking

Climate Action

– by running a paper-light, digital-first practice and planting a tree for every loan we settle

Partnerships for the Goals

by collaborating with accountants, educators, referral partners and community organisations to scale collective impact

We don’t just talk about sustainability. We live it – from who we partner with to how we deliver our services.

Our Clients Say It Best...

“Working with Yasmine was like having a trusted advisor and a close ally from day one. Her willingness to go above and beyond, combined with her deep knowledge of finance, made us feel genuinely supported and guided through every step. She brought empathy and clarity to what can often be a confusing process, something we hadn’t experienced before. What really set Yasmine apart was her integrity and follow-through. She was professional, committed to her word, and didn’t just “do the deal”. She invested time in understanding both our business and personal financial goals. That kind of personal involvement is rare, and it made all the difference. Before working with Impact Brokers, we believed taking out a business loan was a negative move. But through our conversations, Yasmine showed us how ethical, well-structured finance can be a powerful tool for growth. Since then, we’ve doubled in size, and I now see funding not as a burden but a strategy. Yasmine’s impact goes well beyond numbers, she’s genuinely invested in our success, both professionally and personally, she’s someone you want in your corner, whether it’s navigating finance or just having someone to call who truly understands what you're building”.

“Yasmine has been an extremely fundamental part of our financial business growth over the past 12 months. We have been fortunate enough to have Yasmine provided us with her wealth of financial knowledge. Since working with Yasmine, we have been able to improve our cash flow, and we now have options to reduce our overhead payments too. Yasmine has helped us to feel more confident in making financial decisions and has taken the time to explain the best options thoroughly and to reduce any overwhelm or angst when making these decisions. Not only is Yasmine a wonderful broker, but she is also a very caring and thoughtful person. She is very easy to talk to, and she really makes it a priority to understand how she can assist in the best way possible. I would highly recommend Yasmine as an ethical impact broker for either your business or personal requirements”.

One step for your financial goals, one tree for the planet

For every eligible loan we arrange and settle, we commit to planting a tree through our partnership with One Tree Planted. This is our way of recognising your impact, a reminder that your financial decisions can restore landscapes, support communities, and leave a lasting legacy. Terms and conditions apply.

This is not just about feel-good moments. It’s about aligning everyday decisions with the kind of future we all want to live in.

Disclaimer

Eligibility criteria, terms and conditions apply. Rates, fees and offers vary between lenders and are subject to change without notice. All lending is subject to lender approval, individual credit assessment, responsible lending assessment, and lending criteria.
The information provided on this website is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether the information or services are appropriate for your circumstances and seek independent financial, legal or tax advice before making any decision.

Best Interests Duty

As your finance brokers, we are legally required under the National Consumer Credit Protection Act 2009 to act in your best interests when providing credit assistance, and to prioritise your interests ahead of our own or those of any related parties if a conflict arises. Our recommendations are based on your individual circumstances and the products available at the time we provide credit assistance.

Lender Panel

We work with a carefully selected panel of lenders. While we maintain relationships with multiple lenders who publicly commit to ethical, sustainable, or socially responsible practices, we do not have access to every lender or product in the Australian market. We rely on publicly available information about lenders and cannot guarantee their ongoing ethical performance. All references to ethical or impact lending are made in good faith and are not to be taken as financial advice or product endorsement.

Ethical Finance Australia Pty Ltd (ABN 12 601 144 932) trading as Impact Brokers (Credit Representative No. 466398) and Yasmine Shah (Credit Representative No. 540047) are Authorised Credit Representatives of QED Credit Services Pty Ltd (ACL 387856).
We provide credit assistance and referrals in accordance with the National Consumer Credit Protection Act 2009 (NCCP). We do not make lending or credit approval decisions on behalf of any lender.

We’re Impact Brokers

We believe ethical, inclusive, transparent finance isn’t just possible – it’s essential. We exist to help people like you make informed, courageous financial decisions that serve your family, your business and the world around you.

Let’s build something better, together.