Impact Brokers
Ethical Finance for Mission-Driven Lives & Businesses
Align your lending with what matters most: people, planet, purpose. We help you explore home, business and personal finance options that are transparent, values-driven and tailored to your goals -subject to lender approval and your individual circumstances.
Who We Help
We support purpose-led organisations, impact founders, and everyday Australians who want finance that reflects their principles. Our clients care about people, planet and legacy – and they want a financial partner who gets them.
If you are navigating funding, scaling your business, or reviewing your financial structure, and want truly ethical support that empowers, you are in the right place.
What We Offer
We work with you to structure finance solutions that align with your goals and values, subject to lender approval and eligibility criteria
- Home Loans and Investment Loans
- SMSF Property Loans
- Refinance and Debt Consolidation
- Car Loans, Renovations, Granny Flats and More
- Working Capital and Cash Flow Finance
- Asset and Equipment Finance
- Commercial Property and Property Development
- Ethical Lending for Purpose-Driven Organisations
Why Purpose-Aligned Clients Choose Us
Strategy First
Transparency Always
Values-Aligned Lender Panel
Long-Term Support
Impact Without Compromise
Tailored Expertise
Why Purpose-Aligned Clients Choose Us
We partner with purpose-led families, impact founders, and changemakers who want finance that mirrors their values. If you care about legacy, community and mindful growth, you’re in the right place.
Our Commitment to You
As your Finance brokers, we are legally required under Australian law to act in your best interests when providing credit assistance. This means:
- We prioritise your interests ahead of our own
- We consider your individual circumstances when making recommendations
- We present options that genuinely align with your goals and financial situation
- If any conflict of interest arises, we must put your interests first
This best interest’s duty applies every time we provide credit assistance -whether you’re securing a new loan, refinancing, or reviewing your lending needs.”
Our Lender Approach
We work with a carefully selected panel of lenders who publicly commit to ethical, responsible, and sustainable lending practices. While we maintain strong relationships with multiple lenders to serve your best interests, we do not have access to every lender or product in the Australian market.
If your needs would be better served by a product or lender outside our panel, we will inform you and may refer you to another broker who can assist. We regularly review our panel to ensure it allows us to fulfil our duty to act in your best interests.
Our ESG + SDG Commitments
At Impact Brokers, we embed ethics, sustainability and inclusion into every decision. We proudly align our work with five UN Sustainable Development Goals:
- Decent Work and Economic Growth
- Reduced Inequalities
- Responsible Consumption and Production
- Climate Action
- Partnerships for the Goals
From planting a tree for every loan we settle, supporting families of different religious backgrounds through faith-aligned lending, assisting women-led and First Nations businesses access capital, we are here to help everyone finance a better future.
How We Work Together
1. Discovery
We carefully get to know your story, strategy, challenges and future goals.
2. Sustainability
We ensure your financial position is strong, ethical and built for the long haul.
3. Impact
We help secure lending that aligns with your values and supports your legacy.
Every Loan Tells a Story. Let Yours Leave a Legacy.
For every eligible loan we arrange and settle, we commit to planting a tree in your name through our partnership with One Tree Planted. Terms and conditions apply.
It’s our way of recognising your impact a reminder that your financial decisions can do more than build wealth. They can restore landscapes, support communities, and leave a lasting legacy.
By choosing to finance with us, you’re choosing to borrow with purpose and sustainability.
Trusted by Purpose-Led Clients Across Australia
Schools, NDIS Providers, Social Enterprises and More
Hear what our clients have to say:
Disclaimer
Eligibility criteria, terms and conditions apply. All loans are subject to lender approval, credit assessment and responsible lending obligations. Rates and offers vary by lender and may change without notice.
The information on this site is general and does not take into account your personal circumstances. We recommend seeking independent financial, tax or legal advice before acting on any information provided.
Best Interests Duty
We are legally required to act in your best interests when providing credit assistance and to prioritise your interests if any conflict arises.
Lender Panel
We work with a selected panel of lenders who publicly commit to ethical practices. We do not have access to all lenders in the market. If your needs would be better served by a lender outside our panel, we will inform you.
Ethical Finance Australia Pty Ltd (ABN 12 601 144 932) trading as Impact Brokers (Credit Representative No. 466398) and Yasmine Shah (Credit Representative No. 540047) are Authorised Credit Representatives of QED Credit Services Pty Ltd (ACL 387856).
We Speak Fluent Spreadsheets and Human
If you are ready for finance that makes sense, feels good and creates real-world outcomes without the complex jargon, we would love to walk the journey with you.